Sandy Insurance Claim Lawsuits

What brings out the best in some also inevitably brings out troublesome trends. Certain insurance companies have been known to push ethical if not legal limits just when their insureds need them most.

“Already, some in the insurance industry are up to their old game trying to get out of paying the full share.”

                                                                         -Senator Charles Schumer, on Nov. 11, 2012
 
 

On October 29, 2012, Hurricane and/or SuperStorm Sandy hit the shores of New York and New Jersey, causing devastation in its wake.   Hundreds of thousands of people and companies lost power, thousands lost homes, over one hundred people lost their lives.  Financially, Sandy was the third most devastating natural disaster in the United States.

 

 

Unfortunately, what brings out the best in some also inevitably brings out troublesome trends.  Certain insurance companies have been known to push ethical if not legal limits just when their insureds need them most.   Bad practice often includes the following tactics:

  • Failing to pay a claim in a timely manner;
  • Offering amounts for settlement less than claimant is entitled to;
  • Misrepresenting policy provisions;
  • Misuse of insureds’ personal or medical records;
  • Refusing to defend a policyholder against a third-party claim;
  • Using a insureds’ previous claims as grounds for denial;
  • Failing to conduct a due diligence of the claims before refusing coverage;
  • Requiring excessive and/or unnecessarily confusing paperwork, in the hopes of dissuading claims;
  • Canceling policies when claims are made;
  • Purposely targeting high-cost claims for denials; and
  • Ignoring expert opinion in cases where that opinion would result in a claim being paid out (such as finding that a death was suicide when a medical examiner has ruled it accidental).

Who Has A Potential Sandy Lawsuit?

 

If you are unable to get a satisfactory result from your insurance company for your Sandy claim, you may want to get a Sandy attorney to help you.   An unsatisfactory initial result does not mean that you are not entitled to your fair share.  You paid for insurance, and now you are entitled to the benefits of your policy.   Some people may especially need the assistance of a Sandy attorney:

  • Was your business interrupted?Property wasn’t the only thing that was damaged in the wake of Sandy. Companies hit by flooding, power outages and excessive wind lost considerable amounts of revenue when they were unable to keep their doors open.  People pay for business income insurance, or business interruption insurance, to cover these losses.  Our firm is prepared to represent businesses in resolving disputes related to these claims.
  •  Did your business suffer damage?Businesses across New York City, New Jersey, Long Island and all areas hit by the storm suffered tremendously and will need extensive property repairs. Securing fair reimbursement from insurance companies for property damage suffered can be a long and arduous process, particularly when dealing with damaged commercial property as opposed to residential property. In addition to being more costly, repairs are likely to be more complex and estimates are easier to manipulate.  An insurance attorney can defend your interests and make sure you get what you’re entitled to.
  • Was your home damaged?

    Hundreds of thousands of people, from residents in Long Beach, Long Island to Point Pleasant, New Jersey, suffered damage to their largest assets, their homes.   It is easy to feel powerless against a large insurance company that tells you to take pennies on the dollar.  But you do have options!  If your residential property damage claim was denied or delayed, or if you are interested in discussing your options to negotiate for a higher settlement, the insurance lawyers at Slater Slater Schulman LLP may be able to help you. We represent clients across all areas affected by Sandy.  We offer free initial consultations.  You don’t have to take on the insurance companies yourself.

     

Can I Recover Losses My Insurance Company Denies?

 

Slater Slater Schulman LLP is determined to assist plaintiffs who have been harmed by insurance companies in their Hurricane Sandy Insurance Lawsuits. We are aggressively pursuing individual litigation and are accepting new cases where insurance companies unfairly deny payment to their clients.

If your property or business was damaged or destroyed in the wake of Hurricane Sandy, and your insurance company is denying your claim or offering a settlement that you believe is unfair, you should know your legal rights.  Insurance companies took your money in exchange for certain promises of protection in times just like these.   To learn about, and protect, your legal rights, you should speak to a Hurricane Sandy Insurance Lawyer as soon as possible.

Can I Contest My Insurance Offer?

 

Insurance companies are supposed to handle claims in an efficient and timely manner.   With the size of Sandy and the vast amount of people affected, some companies may try to use that as an excuse for delaying or denying your claim.   In the past, some insurers have low-balled their policyholders.  They try to “get out cheap”.   Don’t let this happen to you!   The attorneys at Slater Slater Schulman LLP are here to assist you.  If your business property loss claim or homeowners insurance claim is denied because an insurance provider is acting in bad faith, we are here to enforce their legal obligation to treat their you fairly.  If your claim is denied, you may still have options.  Slater Slater Schulman LLP can investigate why your claim was denied and  negotiate or litigate to seek a fair and more favorable result.

 

Free Evaluations of Potential Hurricane Sandy Insurance Lawsuits:

 

If you or a loved one suffered extensive property damage caused in the wake of Hurricane Sandy, and believe you were unfairly denied adequate payment from your insurance company, you may be entitled to compensation by filing a Hurricane Sandy lawsuit.  The lawyers at Slater Slater Schulman LLP are here to assist you.  Please contact us at (800) 251-6990 or via filling out the form on this page, and we will be happy to discuss your potential claim with you.   There is no obligation, financial or otherwise, for a free consultation with our attorneys.


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